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Our Aloha Rewards Checking suite offers three checking accounts. You can earn reward points, or cash back, or receive a higher yield on your monthly balance. Choose the one that works best for you, and enjoy more benefits.
Plus, any of these accounts can be tied to an Aloha Rewards Money Market Savings account that can earn a higher APY* for certain balances.
Aloha Points
-
Your Rewards
- 1 reward point for every $2 signature-based debit card purchase
No monthly requirements. Redeem points for gift cards, travel and more. Points don’t expire. -
Free Checking
- YES
-
If you use any non-APFCU ATM, and we’ll refund your withdrawal fees†
- YES
-
ATM Surcharge Rebates, up to $20 monthly ††
- YES
-
Free Online and Mobile Banking with Free Bill Pay**
- YES
-
Free Checks
(one standard box each year) - YES
-
Free VISA® debit card
- YES
-
No Minimum Balance
- YES
-
Minimum Opening Deposit
- $10
Aloha Cash Back
-
Your Rewards
- 3% cash back on your debit card purchases
Up to $9 cash back each month, $108 annually, if monthly requirements are met. -
Free Checking
- YES
-
If you use any non-APFCU ATM, and we’ll refund your withdrawal fees †
- YES
-
ATM Surcharge Rebates, up to $20 monthly ††
- YES
-
Free Online and Mobile Banking with Free Bill Pay**
- YES
-
Free Checks
(one standard box each year) - YES
-
Free VISA® debit card
- YES
-
No Minimum Balance
- YES
-
Minimum Opening Deposit
- $100
Aloha Advantage Rate
-
Your Rewards
- 5.00% APY on balances up to $10,000, effective 7/1/23
0.03% APY if monthly requirements aren’t met. See current rates. APY = Annual Percentage Yield -
Free Checking
- YES
-
If you use any non-APFCU ATM, and we’ll refund your withdrawal fees †
- YES
-
ATM Surcharge Rebates, up to $20 monthly ††
- YES
-
Free Online and Mobile Banking with Free Bill Pay**
- YES
-
Free Checks
(one standard box each year) - YES
-
Free VISA® debit card
- YES
-
No Minimum Balance
- YES
-
Minimum Opening Deposit
- $100