Business Rates

Loan Rate Changes Daily. Please Contact Us for Current Rate Specials & Fees.

Savings and Checking

Effective as of 8/1/20181

APY*

Business Savings

0.05%​

Business Second Savings

$10 minimum to open; no minimum to earn rate.

0.05%​

Business Checking

$300 minimum to avoid monthly fee and earn rate.

0.00%​

Business KalaRewards Checking

Effective as of 8/1/20181

APY*

Balances Up to $50,000

No minimum to earn rate; $10,000 minimum HELOC balance for highest rate; monthly requirements**: electronic statement, 10 check card transactions & 1 direct deposit / ACH.

0.05%​

Balances Over $50,000

No minimum to earn rate; monthly requirements**: electronic statement, 10 check card transactions & 1 direct deposit / ACH.

0.05%​

Monthly Requirements Not Met

No minimum to earn rate; monthly requirements**: electronic statement, 10 check card transactions & 1 direct deposit / ACH.

0.00%​

Business Certificates

Effective as of 8/1/20181

APY*

6-Month Certificate

$1,000 minimum & early withdrawal penalty may be imposed.

0.70%​

12-Month Certificate

$1,000 minimum & early withdrawal penalty may be imposed.

0.80%​

18-Month Certificate

$1,000 minimum & early withdrawal penalty may be imposed.

0.80%​

24-Month Certificate

$1,000 minimum & early withdrawal penalty may be imposed.

0.90%​

36-Month Certificate

$1,000 minimum & early withdrawal penalty may be imposed.

1.10%​

48-Month Certificate

$1,000 minimum & early withdrawal penalty may be imposed.

1.20%​

60-Month Certificate

$1,000 minimum & early withdrawal penalty may be imposed.

1.35%​

Business Money Market Savings

Effective as of 1/3/20231

APY*

$2,500 minimum to open

$2,500 minimum to maintain to avoid $10 monthly fee.

0.xx%​

Business Fee Schedule

The rates, fees, and forms applicable to your account at the Credit Union are provided in this Rate & Fee Schedule. The Credit Union may offer other rates for those accounts from time to time.

ACCOUNT RATES DISCLOSURE:

[1] All rates & offers are effective as shown above unless noted, subject to change & other restrictions may apply.
[Personal Account] Membership ($5 in a regular savings) required. Contact an employee for more information about applicable fees & terms.
*Accounts quoted as Annual Percentage Yield (APY) & require $5 minimum balance to earn rate unless noted.